A survey from 2021 showed that 29.5 million people over the age of 12 had an alcohol use disorder. Out of this number, 16.6 million people were males over the age of 12.
If you are seeking alcohol addiction treatment, you may not know how to cover it. The best option is to find alcohol rehab insurance to help cover the cost.
It can be difficult to find insurance that will pay for rehab. Because of this, this guide may help you find a realistic way of affording rehab.
Keep reading to find out how to find alcohol rehab insurance.
The good news is there are alcohol rehab services that most insurance plans cover. One example of this is a medical detox.
Medical detox helps you manage life-threatening symptoms from detoxing. Detox is often used for drugs and alcohol since the withdrawal can be very difficult.
During medical detox, you will be surrounded by a team of medical professionals. They are there to make sure you are safe and have the medical necessities you need.
This is something that falls into the category of a medical necessity. Because of that, a lot of insurance plans have to cover this option if that is what you need.
If you need alcohol rehab insurance, you need to figure out what program you want. Some insurance plans cover inpatient rehab programs for alcohol addiction.
This is an alcohol treatment where you live at the rehab facility. You are there 24/7 and are surrounded by a team of professionals.
This includes medical professionals as well as psychologists. The treatment plan includes specialty programs, therapy, and one-on-one counseling.
Most inpatient programs go on for a few weeks to a few months.
This is a program where you receive a similar kind of treatment. The main difference is that you are not going to be living in the rehab facility the entire time.
You can live at home or in a hotel, going to the facility for treatment every day. This allows you to continue with your daily activities like work or school.
An outpatient program is less intense than an inpatient program. It isn’t as expensive and is often covered by insurance for a longer period of time.
Alcohol addiction recovery comes in several different steps throughout this journey. If an insurance plan covers a detox program, it may cover aftercare.
You want to carefully make sure you choose a program with aftercare since this is an important option. This is where you receive care even after the program is completed.
Aftercare provides support and additional recovery to help you with daily life. For some people, this can make up the difference between staying clean and relaxing.
What to Do If You Can’t Get Insurance Coverage?
When it comes to insurance, things can get a bit tricky for many people. If this is the case for you, you don’t have to worry since there are other options.
Have a Payment Plan
A lot of alcohol rehab facilities offer options for paying for your treatment. One of these options includes having a payment plan that comes in installments.
A payment plan allows you to pay the amount you owe in small amounts. You won’t be hit with a large bill before or after your treatment is completed.
Many people find this to be more manageable as they can pay over the course of a few months.
Get a Loan
When it comes to alcohol rehab, the price is worth it for many people. This is a serious condition where professional intervention is necessary.
If you are struggling to pay for your treatment, you could take out a loan. There are all kinds of personal loan providers that make this process very simple.
You can find a loan that has good interest and allows you to slowly pay it back. This is a good way to pay your bill upfront so that you have it out of the way.
If you are dealing with alcohol addiction, you may be living on a tight budget. If that is the case, it can be difficult to find the money to pay for rehab.
One option you have is to ask friends or family if you can borrow the money. This is not ideal, but it is very likely that there’s someone in your life who is willing to do this.
You could set up a payment plan with them to ensure that you pay them back. Or you could have a designated timeframe when you give them back the money.
Alcohol Rehab Insurance: What Are the Options?
If you need alcohol addiction rehab, you need to find a way to pay for it. There are several things to look for when it comes to alcohol rehab insurance so that your program is covered.
Do you need to check into an alcohol rehab program? Contact us today at Altitude Recovery Community to get started.