You are currently viewing What is Rehab Insurance Coverage and How It Can Help You

What is Rehab Insurance Coverage and How It Can Help You

Are you thinking about checking yourself into a drug or alcohol rehab facility but concerned about the cost of it? It’s only natural to feel this way.

You’re probably worried about a million and one other things right now when it comes to entering a rehab center. When you add the costs you’ll face on top of everything else, it can be too much for some people to take.

Thankfully, there is a chance you might be able to get access to drug and alcohol rehab insurance coverage. It’ll make the costs associated with checking yourself into rehab so much more manageable.

So, what is rehab insurance coverage? How can rehab insurance help you? And what are the different rehabs that take insurance?

Learn everything you need to know about utilizing health insurance for rehab below.

What Is Rehab Insurance Coverage?

In the past, many health insurance companies didn’t offer rehab insurance coverage. This made it very difficult for those without the necessary funds to pay for rehab on their own to get the help they needed.

But in more recent years, many health insurance companies have started to come around to extending rehab insurance coverage to people. This will be especially true for those who obtain health insurance through the Marketplace.

All Marketplace health insurance plans are required to provide coverage for substance use disorder. If you’re eligible to sign up for one of these plans, it might be worth looking into doing it if you’d like to get access to alcohol and drug rehab insurance.

How Can Rehab Insurance Coverage Help You?

Rehab insurance coverage will help you in a huge way if you ever need to check yourself into a drug or alcohol rehab facility. The costs associated with some of these facilities can be on the higher end of the spectrum. It could make it virtually impossible for you to pay for the help you need.

But when you have rehab insurance coverage, this won’t be as big of a concern. You’ll be able to get help with your ongoing battle with addiction without having to break the bank.

How Can You Find Health Insurance That Covers Rehab?

As we alluded to a moment ago, you can find health insurance that covers rehab by signing up for a plan through the Marketplace. This plan is guaranteed to come with rehab insurance coverage regardless of which plan you choose.

If you aren’t eligible for one of these plans because of your employment status, you can also look into whether or not your current health insurance plan provides coverage for substance use disorder. Quite a few companies will now let you use health insurance for rehab costs, at least to some degree.

You might want to spend a few hours reading through any documents you have for your health insurance plan. It’ll shed some light on where your health insurance company stands when it comes to rehab insurance coverage.

What Are the Rehabs That Take Insurance?

Just because you have rehab insurance coverage doesn’t always mean you’re going to be able to use it. There are, unfortunately, some rehabs that take insurance and some that don’t.

When you’re trying to figure out which rehab center you’d like to check yourself into, you should pay close attention to what their stances are on accepting health insurance. You can rule out any that don’t take health insurance at all or that don’t take the type of insurance you have.

Most rehab centers will have pages right on their websites that break down which health insurance companies they work with.

Does Rehab Insurance Coverage Take Care of All Costs?

Another thing you should take a look at before using rehab insurance coverage is how much coverage you’re going to receive. Not all health insurance plans will provide complete coverage for rehab stints.

If your health insurance company is only going to pay for a percentage of your time in a rehab center, you’ll need to know that in advance. It’ll help you make other arrangements for footing the bill from your rehab facility.

If nothing else, many health insurance companies will subject you to a copay when you check yourself into a drug or alcohol rehab center. This copay will change based on which health insurance company you have and which type of policy you signed up for at the start.

Which Facility Should You Use Rehab Insurance At?

At the end of the day, there won’t be any shortage of options available to you when you’re looking for rehabs that take insurance. As we’ve mentioned a couple of times now, many health insurance companies and rehab centers have gotten on the same page as far as rehab insurance coverage is concerned.

But that doesn’t mean you should simply pick the first rehab center you can find that’ll accept your health insurance. Altitude Recovery Community is one of the drug and alcohol detox and rehab facilities that can accept many types of health insurance.

We work with most of the major insurance carriers, including Aetna, Anthem, Blue Cross Blue Shield, Cigna, and others. If you have a PPO, POS, or EPO insurance plan with one of these carriers, you might be pleasantly surprised to see how much rehab insurance coverage you have.

One of our caring admissions coordinators would be more than happy to speak with you more about your rehab insurance coverage. If we don’t currently accept your health insurance, we would also be happy to point you in the right direction to get you the help you need.

Contact Us to Take Advantage of Rehab Insurance Coverage

If you’re lucky enough to have rehab insurance coverage and you’re battling addiction, you shouldn’t hesitate to get the help you need. You can fight back against addiction and come out on the other side.

Altitude Recovery Community will be there for you every step of the way throughout your recovery process. We can help you use health insurance for rehab and keep your costs as low as possible.

Touch base with us today to get started.